Author: Eric Holland

Kiwi and Keweenaw Debt Story

Today’s Debt Story comes from Kiwi and Keweenaw from www.kiwiandkeweenaw.com In 2010 the reality of the debt my husband and I had taken on to complete our undergraduate degrees became a reality. We were not yet engaged/married, but had been dating for four years, blended our finances, and moved in together. We both grew up in financially insecure households, and did not want to live paycheck to paycheck. The Affordable Care Act had recently been passed and we had been told we were covered under our parents’ insurance. Mr. Kiwi suffers from chronic headaches and at the start of 2010 a...

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ESI Money Debt Story

Today’s Debt story comes from ESI Money from www.esimoney.com How did you get the debt? When we were married we had debt for college, a car, and two homes.Most of it was mine (the college, the car, and one home), but other than the home, it wasn’t that much ($5k for college and $10k for the car). What made you want to get rid of the debt? We knew pretty much zero about managing money (our parents didn’t really teach us anything about it). Shortly after we were married we took a money management class at our church (similar...

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Mr. and Mrs. Adventure Rich Debt Story

Today’s Debt Story comes from Mr. and Mrs. Adventure Rich. You can follow their story over at Adventure Rich. How did you get the debt? This is a two part question for us. For me (Mrs. Adventure Rich), I graduated with student loan debt (~$18K) and a new car loan (~$17k). Mr. Adventure Rich had student loans ($10k) and credit card debt ($10k). Our combined debt totaled $55,000 when we started dating in 2012. What made you want to get rid of the debt? I was fresh out of college with a new, southern California job and I had...

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Unlimited Disney Fastpass Hack!

Unlimited Disney Fastpass Hack! Eric you have to be kidding me right?!? Unlimited Disney Fastpass??? Well… I may be stretching the truth just a bit because technically you have ALREADY have unlimited Disney Fastpasses. What I am going to share with you is how to OPTIMIZE your Disney Fastpass in order to get the most out of your Disney experience. If you do this correctly you could use well over 12 fastpasses in a single day! Like many of getting the most bang for your buck is important. Heading out to Disney is no different. Nobody likes to spend...

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How to Slash over $700 from your Budget

If you are like me, I am sure you believe that you have already cut out EVERYTHING you could possibly imagine from your budget. However, the reality is that in most cases we can find more. It may not be the easiest sacrifice but it can be done. In one of my previous posts, I talked about the NEED to have an emergency fund. Michelle and I opted for a mini-emergency fund of $1000 dollars. I have received a handful of emails asking what are some practical ways they could cut their budget in order to build their emergency...

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First Dollar Earned

Meet High Five Dad

My name is Eric (AKA High Five Dad). That’s my beautiful better half Michelle and my little guy Sawyer. I started to blog to share adventures in being a dad. Read more…